100 Restaurants That Take Apple Pay (2023 Updated)


Are you tired of fumbling through your wallet for cash or credit cards to pay for a delicious meal? Well, look no further because we’ve got the ultimate list of 100 restaurants that accept Apple Pay! From fancy five-star dining experiences to quick and casual grab-and-go options, this updated guide has got you covered. So get ready to chow down with ease as we explore the best eateries across the nation where all you need is your phone and a love for great food. Let’s dig in!

What is Apple Pay?

Apple Pay is a mobile payment and digital wallet service by Apple Inc. that lets users make payments in person, in iOS apps, and on the web. It’s similar to other mobile payment systems like Android Pay and Samsung Pay, but it’s exclusive to Apple devices.

When you use Apple Pay, your credit card number is never stored on your device or shared with the merchant. Instead, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element chip on your iPhone or iPad. Every time you pay, this number along with a transaction-specific dynamic security code is used to process your payment.

To pay in stores with your iPhone or Apple Watch, hold your device near the contactless reader with your finger on Touch ID or Face ID. You don’t even need to wake up your device or open an app. On the web in Safari, confirm the payment with Face ID or Touch ID on iPhone and iPad, or double-click the side button on Apple Watch. When paying within apps, select Apple Pay as your payment method and place your finger on Touch ID or Face ID.

How to Use Apple Pay

Apple Pay is a digital wallet service that allows users to make payments in-store, online, and in apps using their Apple devices. To use Apple Pay, you’ll need to set up an Apple ID and add a credit or debit card to your Wallet. Once you’ve done this, you can start using Apple Pay right away at any store that accepts contactless payments.

If you’re paying in-store, simply hold your iPhone or Apple Watch near the contactless reader with your finger on Touch ID or Face ID. If you’re paying online or in an app, select Apple Pay as your payment method at checkout and confirm your payment with Touch ID or Face ID. You can also use Apple Pay to send and receive money with friends and family through iMessage.

To get started using Apple Pay, follow the steps below:

1. Set up an Apple ID and add a credit or debit card to your Wallet.
2. Look for the Apple Pay logo or “Contactless Payment” symbol at participating stores.
3. Hold your iPhone or Apple Watch near the contactless reader with your finger on Touch ID or Face ID.
4. For online or app purchases, select Apple Pay as your payment method at checkout and confirm your payment with Touch ID or Face ID.”

The Best Apple Pay Restaurants

Most major restaurants now accept Apple Pay, but there are still some holdouts. Here are some of the best restaurants that take Apple Pay, according to customer reviews.

The Cheesecake Factory: The popular chain restaurant is known for its expansive menu and delicious desserts. Customers can use Apple Pay to pay for their meal at any Cheesecake Factory location.

In-N-Out Burger: The fast food favorite allows customers to use Apple Pay at all of its locations. In-N-Out has received high marks for its customer service, so using Apple Pay at the restaurant should be a breeze.

Panera Bread: The bakery chain is beloved by many for its fresh bread and pastries. Panera Bread recently started accepting Apple Pay at all of its locations nationwide.

Chipotle: The Mexican grill is a popular lunch and dinner spot for many people. All Chipotle locations accept Apple Pay, making it easy to pay for your burrito bowl with your iPhone or Apple Watch.

Streamlining Restaurant Operations with Modern Solutions

While Apple Pay has revolutionized the way customers pay for their meals, restaurants also need to stay updated with the latest tools to manage their operations efficiently. One crucial aspect of running a restaurant is ensuring that the staff schedules are organized and efficient. Here’s why:

  • Efficient Scheduling: Proper staff scheduling ensures that there are no overlaps or shortages, leading to smooth restaurant operations.
  • Employee Satisfaction: When employees know their schedules in advance, it reduces uncertainties and increases job satisfaction.
  • Optimal Customer Service: With the right number of staff on duty, restaurants can ensure that customers receive prompt and quality service.

By integrating modern payment methods like Apple Pay with efficient staff scheduling tools, restaurants can offer both their customers and employees a seamless experience.

How to Find More Apple Pay Restaurants

As of early 2018, there are already over 2,000 restaurants that accept Apple Pay as a form of payment. But if you’re looking for even more options, here are a few tips:

– Check out the Apple Pay website, which has a list of participating stores and restaurants: https://www.apple.com/apple-pay/where-to-use/
– Use the Maps app on your iPhone to find nearby restaurants that accept Apple Pay: simply search for “restaurants” or “food” and look for the Apple Pay logo next to the listing
– Ask Siri! If you’re not sure whether a particular restaurant accepts Apple Pay, just ask Siri and she’ll be able to tell you.


We hope that this list of 100 restaurants taking Apple Pay has helped you find new and exciting places to explore. Whether you are looking for a fancy sit-down meal or just some quick takeout, there is sure to be an option available with Apple Pay. Plus, adding your card information into the secure system can help make payments easier and more streamlined in the future. Bon appetite!

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